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£20 an Hour After Tax - UK Take-Home Pay (2025/26)
Visual PAYE Tax Breakdown & Flow Chart

If you earn £20 an hour in the UK for 2025/26, this page shows your take-home pay after PAYE income tax, National Insurance, Pension and any Student Loan deductions. See exactly how your gross hourly wage is split, with a clear visual breakdown of where your money goes. Select "2026/27" from the dropdown below to see results for the upcoming tax year. £20 an hour is approximately equivalent to a £42000 annual salary

Gross income
Potential raise (optional)
Pension contribution (optional)
Student loan (optional)
Tax year

Salary Flow Chart - 2025/26

Yearly breakdown of a £41,600.00 gross annual salary in 2025/26

Salary Breakdown Table - 2025/26

Breakdown of UK PAYE deductions and take-home pay by selected time period.
MetricYearlyMonthlyWeeklyDaily
Gross income
£41,600.00
£3,466.67
£800.00
£160.00
Personal allowance
£12,570.00
£1,047.50
£241.73
£48.35
Taxable income
£29,030.00
£2,419.17
£558.27
£111.65
Deductions
£8,128.40
£677.37
£156.32
£31.26
Income tax
£5,806.00
£483.83
£111.65
£22.33
Basic rate
£5,806.00
£483.83
£111.65
£22.33
National Insurance
£2,322.40
£193.53
£44.66
£8.93
Net take-home
£33,471.60
£2,789.30
£643.68
£128.74
Effective tax rate
19.54%
Marginal tax rate
28.00%