£15 an Hour After Tax - UK Take-Home Pay (2026/27)
Visual PAYE Tax Breakdown & Flow Chart
If you earn £15 an hour in the UK for 2026/27, this page shows your take-home pay after PAYE income tax, National Insurance, Pension and any Student Loan deductions. See exactly how your gross hourly wage is split, with a clear visual breakdown of where your money goes. £15 an hour is approximately equivalent to a £31000 annual salary . If you are planning from a target take-home amount instead, compare with the reverse calculator journey for £2,200 monthly take-home .
Salary Sankey - 2026/27
Yearly breakdown of a £31,200.00 gross annual salary in 2026/27
Salary Breakdown Table - 2026/27
| Metric | Yearly | Monthly | Weekly | Daily |
|---|---|---|---|---|
Gross income | £31,200.00 | £2,600.00 | £600.00 | £120.00 |
| Personal allowance | £12,570.00 | £1,047.50 | £241.73 | £48.35 |
| Taxable income | £18,630.00 | £1,552.50 | £358.27 | £71.65 |
Deductions | £5,216.40 | £434.70 | £100.32 | £20.06 |
Income tax | £3,726.00 | £310.50 | £71.65 | £14.33 |
| Basic rate | £3,726.00 | £310.50 | £71.65 | £14.33 |
| National Insurance | £1,490.40 | £124.20 | £28.66 | £5.73 |
| Net take-home | £25,983.60 | £2,165.30 | £499.68 | £99.94 |
£15 an hour take-home context for 2026/27
On the default assumptions above (40 hours a week, no pension or student loan), £15 an hour works out to about £25,984 net per year ( £2,165 per month). That includes roughly £3,726 income tax and £1,490 National Insurance, for an effective tax rate near 16.72%.
Converted to roughly £31,200 a year at 40 hours a week, this rate sits in skilled mid-pay territory where PAYE deductions start to feel material against weekly cashflow.
At 40 hours a week, £15 an hour is still about £19,070 of annual pay below the higher-rate threshold.
Prefer an annual salary view? Compare with the £31,000 after-tax salary page . Planning from take-home instead? Use the reverse calculator for £2,200 monthly take-home .
FAQ for £15 an hour UK pay
How much is £15 an hour after tax each month?
With a 40-hour week and no pension or student loan selected, this page estimates about £2,165 take-home per month (£25,984 per year) for 2026/27. Changing hours, pension settings, or student loan plans will move that monthly figure.
Why does take-home at £15 an hour differ from a nearby hourly page?
Nearby hourly pages are not interchangeable copies. A £1 rate change annualises to thousands of pounds of gross pay at full-time hours, and tax-band thresholds mean net pay does not rise in a straight line. At 40 hours a week, £15 an hour is still about £19,070 of annual pay below the higher-rate threshold.
What should I check next after this hourly page?
Compare adjacent hourly rates in the links below, validate the annual equivalent on £31,000 after tax , then reverse-check the nearby net target on the £2,200 monthly take-home page or the top-level reverse calculator .