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£12 an Hour After Tax - UK Take-Home Pay (2025/26)
Visual PAYE Tax Breakdown & Flow Chart

If you earn £12 an hour in the UK for 2025/26, this page shows your take-home pay after PAYE income tax, National Insurance, Pension and any Student Loan deductions. See exactly how your gross hourly wage is split, with a clear visual breakdown of where your money goes. Select "2026/27" from the dropdown below to see results for the upcoming tax year. £12 an hour is approximately equivalent to a £25000 annual salary

Gross income
Potential raise (optional)
Pension contribution (optional)
Student loan (optional)
Tax year

Salary Flow Chart - 2025/26

Yearly breakdown of a £24,960.00 gross annual salary in 2025/26

Salary Breakdown Table - 2025/26

Breakdown of UK PAYE deductions and take-home pay by selected time period.
MetricYearlyMonthlyWeeklyDaily
Gross income
£24,960.00
£2,080.00
£480.00
£96.00
Personal allowance
£12,570.00
£1,047.50
£241.73
£48.35
Taxable income
£12,390.00
£1,032.50
£238.27
£47.65
Deductions
£3,469.20
£289.10
£66.72
£13.34
Income tax
£2,478.00
£206.50
£47.65
£9.53
Basic rate
£2,478.00
£206.50
£47.65
£9.53
National Insurance
£991.20
£82.60
£19.06
£3.81
Net take-home
£21,490.80
£1,790.90
£413.28
£82.66
Effective tax rate
13.90%
Marginal tax rate
28.00%