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£10 an Hour After Tax - UK Take-Home Pay (2025/26)
Visual PAYE Tax Breakdown & Flow Chart

If you earn £10 an hour in the UK for 2025/26, this page shows your take-home pay after PAYE income tax, National Insurance, Pension and any Student Loan deductions. See exactly how your gross hourly wage is split, with a clear visual breakdown of where your money goes. Select "2026/27" from the dropdown below to see results for the upcoming tax year. £10 an hour is approximately equivalent to a £21000 annual salary

Gross income
Potential raise (optional)
Pension contribution (optional)
Student loan (optional)
Tax year

Salary Flow Chart - 2025/26

Yearly breakdown of a £20,800.00 gross annual salary in 2025/26

Salary Breakdown Table - 2025/26

Breakdown of UK PAYE deductions and take-home pay by selected time period.
MetricYearlyMonthlyWeeklyDaily
Gross income
£20,800.00
£1,733.33
£400.00
£80.00
Personal allowance
£12,570.00
£1,047.50
£241.73
£48.35
Taxable income
£8,230.00
£685.83
£158.27
£31.65
Deductions
£2,304.40
£192.03
£44.32
£8.86
Income tax
£1,646.00
£137.17
£31.65
£6.33
Basic rate
£1,646.00
£137.17
£31.65
£6.33
National Insurance
£658.40
£54.87
£12.66
£2.53
Net take-home
£18,495.60
£1,541.30
£355.68
£71.14
Effective tax rate
11.08%
Marginal tax rate
28.00%