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£15 an Hour After Tax - UK Take-Home Pay (2025/26)
Visual PAYE Tax Breakdown & Flow Chart

If you earn £15 an hour in the UK for 2025/26, this page shows your take-home pay after PAYE income tax, National Insurance, Pension and any Student Loan deductions. See exactly how your gross hourly wage is split, with a clear visual breakdown of where your money goes. Select "2026/27" from the dropdown below to see results for the upcoming tax year. £15 an hour is approximately equivalent to a £31000 annual salary

Gross income
Potential raise (optional)
Pension contribution (optional)
Student loan (optional)
Tax year

Salary Flow Chart - 2025/26

Yearly breakdown of a £31,200.00 gross annual salary in 2025/26

Salary Breakdown Table - 2025/26

Breakdown of UK PAYE deductions and take-home pay by selected time period.
MetricYearlyMonthlyWeeklyDaily
Gross income
£31,200.00
£2,600.00
£600.00
£120.00
Personal allowance
£12,570.00
£1,047.50
£241.73
£48.35
Taxable income
£18,630.00
£1,552.50
£358.27
£71.65
Deductions
£5,216.40
£434.70
£100.32
£20.06
Income tax
£3,726.00
£310.50
£71.65
£14.33
Basic rate
£3,726.00
£310.50
£71.65
£14.33
National Insurance
£1,490.40
£124.20
£28.66
£5.73
Net take-home
£25,983.60
£2,165.30
£499.68
£99.94
Effective tax rate
16.72%
Marginal tax rate
28.00%